A Target Date Fund Primer

ABLE Accounts

Target Date funds (TDF’s) are retirement vehicles designed to gradually reduce the amount of equity exposure in the portfolio as retirement approaches. These funds have become very popular in company 401(k) programs. 90% of all 401(k) programs have a target date fund option. As of 2015, 23% of all 401(k) assets were invested in these…

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Approaching Retirement Totally Not Ready

Lieutenant General Lewis B. “Chesty” Puller is credited with saying “We’re surrounded – that simplifies the problem”.He wasn’t referring to someone approaching retirement with minimal savings, but the concept is appropriate. You are in your late 50’s or early 60’s and your savings are minimal or non-existent. You no longer have options. So, in some…

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